Yes, most workers’ compensation policies include death benefits to support a deceased employee’s loved ones. These benefits can help cover funeral costs and provide financial assistance to the family after a workplace tragedy.

In many states, yes. Most workers’ compensation policies include employer’s liability coverage to protect your business if an injured employee sues over a workplace accident.

There is no limit to the number of properties you can track. Once you have tracked a property you will be able to track additional properties, make changes to your property relationship and change your primary property.

In North Dakota, Ohio, Washington, and Wyoming, the monopolistic workers’ comp states employer’s liability insurance isn’t included in workers’ comp policies. Businesses must purchase coverage through the state fund, which lacks this protection. To guard against employee lawsuits, private insurers offer stop-gap coverage.

Both policies address bodily injuries but serve different purposes. General liability insurance protects your business if a client or third party is injured on your property and sues for medical costs. Workers’ compensation, on the other hand, covers medical expenses and related costs for employees injured on the job.

Whether COVID-19 is covered by workers’ comp depends on how and where it was contracted. Workers’ comp generally covers illnesses caused by job-related exposure. For example, a nurse or grocery worker exposed to the virus at work may have a stronger claim than an office worker.

Coverage varies by state, so check your state’s laws and reach out to your insurance provider’s claims department to determine eligibility.